Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Those with a credit score of over 780 have an average car loan interest rate... Read More

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace.] Credit limit plays an important role for millions of credit card users across the country. It’s a factor that influences credit card use and, by its... Read More

The interest rates for different types of debt vary widely. What is considered “good” for one would be considered exorbitant for another—and vice versa. A “good” interest rate for you is the lowest one you can get with the most favorable terms. But what is good for you might not be good for someone else.... Read More

The following is a guest post from Dr. David L Tuyo II, president and CEO of University Credit Union. The views and opinions expressed in this article are those of the author only and are not endorsed by Credit.com. Securing a loan can be a big financial decision with a lot of implications on your... Read More

Research by Showbrook shows that more than 21% of all consumers who apply for a credit card do not receive their cards at the promised APR (Annual Percentage Rate). The research shows that the average difference could be as high as 2.4%. Experian saw this gap and discrepancy in the market and decided to do... Read More