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Our Credit.com experts provide simple explanations for what influences your credit score; how your credit information gets used and tips on how to improve your credit. Access your credit information with a credit score and credit report from Credit.com. Sign up is quick, easy and always FREE!

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Experian Credit Score vs. FICO® Score

Experian is a credit reporting agency. It also offers consumer credit monitoring services, including free access to some of your credit information through products such as Experian Boost. Credit Karma is not a credit reporting agency but offers similar consumer credit monitoring services. Both services have freemium and paid versions. Both services also give you... Read More

| March 7, 2023

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credit score abroad

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Do Existing Debts Impact Your Credit Score When You Move Abroad?
All my bags are packed, and I am ready to go. But will my existin... Read More

March 23, 2021

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What Is VantageScore 3.0 and How Does It Impact You?
VantageScore 3.0 is one of many credit scoring models used by fin... Read More

March 1, 2021

A woman in a wheelchair sits with her laptop in front of her as she talks on the phone.

Credit Score
Can I Sue a Company for Sending Me to Collections?
It happens. A collections notice shows up, a debt collector start... Read More

January 21, 2021

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Understanding the Types of Credit Scores
Okay, we all know that everyone has a credit score. Hopefully you... Read More

December 8, 2020

Credit Score
Bankruptcy Stays on Your Credit 10 Years and Other Myths
You might have heard that bankruptcy gives you a clean financial ... Read More

November 12, 2020

A man sits at a table with his laptop and a notebook, talking on his phone.

Credit Score
How Much Does One Late Payment Affect Credit Scores?
If you’re serious about your credit score, you need to pay your... Read More

September 29, 2020