Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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Court: Reneged Loan Mods = Breach of Contract
Homeowners who are promised a loan modification can sue if that p... Read More

February 9, 2011

Controversial Mortgage Rule Left to CFPB
The Federal Reserve says its controversial proposal, which would ... Read More

February 7, 2011

Judges’ Revolt Against Faulty Foreclosures Spreads to Ohio
We’ve reported how judges in Massachusetts, New York and Florid... Read More

February 7, 2011

We Must Kill Mortgage Mods to Save Them, Neugebauer Says
A newly powerful member of Congress has a plan for how to fix the... Read More

January 26, 2011

Misconceptions May Keep Homeowners From Getting Low-rate Refi’s
Millions of homeowners may be missing out on an opportunity to re... Read More

January 19, 2011

Why Mortgage Applicants are Getting Terrible Customer Service
If there is one story I hear over and over these days, it’s abo... Read More

January 19, 2011