Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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What Credit Score Do I Need to Buy a House?
The type of mortgage loan you apply for will determine the minimu... Read More

July 12, 2021

How Often Can You Safely Refinance Your Home Mortgage?
This article originally appeared on The Financially Independent M... Read More

July 9, 2021

The Ultimate Mortgage Glossary: All the Lingo You’ll Want to Know
If you’re looking to buy a home, the very first thing you’ll ... Read More

July 7, 2021

Can I Get My Short Sale to Not Affect My Credit Score?
Short-selling allows you to avoid foreclosure on a home, and whil... Read More

July 7, 2021

Tips for Negotiating House Prices
Buying a home is an exciting—and typically very expensive—ven... Read More

July 5, 2021

How Does a Home Equity Line of Credit Work
Key Points about HELOCs HELOCs can be a path to increased cash fl... Read More

July 1, 2021