Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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What Happens If I Miss a Mortgage Payment?
The following is a guest post by Kalicia Bateman, a finance edito... Read More

March 10, 2021

Forbearance or Foreclosure? How to Keep Your Credit and Homeownership Intact
The following is a guest post by Eric Lindeen, of Anna Buys House... Read More

February 23, 2021

How to Get Pre-Approved for a Mortgage Home Loan
Think of mortgage preapproval as the prologue to buying your home... Read More

January 13, 2021

Common First-Time Home Buyer Mistakes and Other Tips
Are you getting ready to buy your first home? Congratulations! Th... Read More

January 10, 2021

The Lenders Giving Borrowers Second Chance Loans
Brenda Woods didn’t want to move and leave the garden she h... Read More

December 15, 2020

How Much Money Do You Need to Buy a House?
According to the U.S. Census Bureau, the median sales price of ne... Read More

August 17, 2020