Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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It Might Be Getting Easier to Get a Mortgage With Little Money Down
Melvin Watt, director of the Federal Housing Finance Agency, anno... Read More

October 22, 2014

Mortgage Rates Dip Below 4%
People thought it wouldn’t happen this year, but it did: Av... Read More

October 21, 2014

My Wife Confessed to $4,500 of Debt Right Before We Applied for a Mortgage
After a year of looking for and preparing to buy a home, Nick and... Read More

October 21, 2014

How to Avoid Paying Too Much for a New Home
We all know buying a home is a big decision with its own set of c... Read More

October 21, 2014

How to Make Your Home Stand Out on the Market
If you are looking to buy a home, it’s nice to have a lot of op... Read More

October 19, 2014

4 Things You Shouldn’t Overlook When Buying a Home
The process of homebuying can be overwhelming — from figur... Read More

October 18, 2014