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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Credit 101
How to Spot an Error on Your Credit Report
Here’s the quick and dirty on credit reports: You have more... Read More

January 20, 2016

bad credit

Credit 101
Help! I Just Found Out I Have Bad Credit
If you’ve gone a long time without checking your credit (or... Read More

January 18, 2016

credit building mistakes

Credit 101
3 Credit-Building Tricks That Can Backfire
A good credit score can help with all sorts of things: buying a h... Read More

January 2, 2016

applying for credit

Credit 101
I Accidentally Applied for Credit I Didn’t Want. Now What?
Mistakenly applying for credit is pretty difficult to do. First o... Read More

November 3, 2015

Credit 101
Help! I Was Rejected for a Secured Credit Card
Having to apply for a secured credit card because you have too li... Read More

November 3, 2015

Alternative Ways to Save for Retirement

Credit 101
My Co-Signer Filed for Bankruptcy. Will I Be Affected?
Co-signing on a loan or a credit card certainly has its risks, as... Read More

November 2, 2015