I’ve never considered myself a credit card rewards master. I don’t do any of the “hacks” that can help you earn more rewards. I don’t apply for a bunch of new credit cards every year to game the sign-up bonus system. And I don’t strategize and analyze every purchase to make sure I’m getting the... Read More
Keeping a wedding on budget is hard work, but not impossible. I can attest to that — I got married in April and I was able to do it without going into debt. In fact, I saved too much and ended up ahead of the game. First, a few caveats. My husband and I had some... Read More
To the uninitiated, home renovations sound daunting and conjure painful images of burning cash. But don’t let that scare you. Many projects can be done in a day, and if you’re smart about it, says Kerrie Kelly, founder of Kerrie Kelly Home Design Lab, they’ll boost curb appeal without breaking your budget. “Whether it’s something... Read More
It’s every consumer’s worst nightmare: You’re busy at work, mired in debt, and your cellphone keeps ringing. You’re doing your best to pay off that bill, but the unknown number flashing on your phone’s screen is a dismal reminder you haven’t. “Most people want to pay their debt, they just run into bad situations where... Read More
When the news hit that Hillary Clinton had a private email account that she used in her duties as Secretary of State, I thought, “Doesn’t everyone?” Maybe that’s my default reaction as a millennial who has picked up and dropped about 10 email addresses over the past decade or so. But it’s also because the... Read More
I opened up my budget tracking tool last November and my jaw dropped — I had spent $1,200 on food that month. That’s when I knew I had to make a change. Now, a few notes about that $1,200 total: That includes groceries, restaurants, bars and fast food. Also, November was a month I prepared... Read More
As Mother’s Day quickly approaches, we’re taking some time to honor the amazing television moms who’ve made their mark on pop culture. Credit can be a very confusing topic for many Americans, and it’s often possible to learn from someone else’s mistakes. Since credit mistakes in the real world are a lot less funny than they... Read More
If you’re one of the 40 million victims of the massive Target data breach, it looks like you’re in good company. Target announced Friday in a press release that it has unearthed evidence that more customer information was compromised in last month’s data breach than was originally suspected. After originally stating in December that credit... Read More
Are you looking to pay down debt in the new year, or figure out how to use your credit more wisely? Then please join us at our upcoming Twitter chat event! Our experts will be there to answer your debt & credit-related related questions & offer advice. When: Tues., Jan 14 at 6 p.m. EST... Read More
The Consumer Financial Protection Bureau announced its latest enforcement action Tuesday, ordering GE Capital Retail Bank and subsidiary CareCredit to refund as much as $34.1 million to consumers who thought they were signing up for interest-free credit cards, but the cards accrued interest to be applied at the end of a promotional period. The refunds,... Read More
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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).
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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.
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Our Business Model
Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.
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- The Credit.com Editorial Team