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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Credit 101
Is There a ‘Best’ Time to Check My Credit?
You’ve probably heard repeatedly that you should be keeping... Read More

July 11, 2016

Credit 101
Why Do Credit Card Issuers Need to Know My Income?
Ever wonder why credit card issuers ask for your income on the ca... Read More

July 5, 2016

Credit 101
How Do Credit Inquiries Affect My Credit?
An inquiry occurs when your credit report is pulled. This may hap... Read More

July 5, 2016

Credit 101
6 Times Your Credit Report Is More Important Than You Think
Credit reports play an important role in your life beyond the wor... Read More

June 22, 2016

Credit 101
Is There a Difference Between a Co-Signer and a Co-Applicant?
The terms “co-signer” and “co-applicant” ... Read More

June 10, 2016

Credit 101
How Do Closed Accounts Affect My Credit?
So you’ve finally decided to take charge of your credit an... Read More

June 7, 2016