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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Credit 101
8 Easy Ways to Improve Your Credit Score In 2021
It’s been a difficult time for everyone. But coming into the ne... Read More

April 6, 2021

A man sits at a desk and talks on a cellphone with his laptop and a notebook open in front of him.

Credit 101
What Is a Soft Credit Check?
Whenever you apply for anything—a loan, credit card, etc.—the... Read More

December 22, 2020

Identity Theft Travel

Credit 101
15 Tips to Protect Your Credit While Traveling
It’s finally time to go on that vacation you’ve waited for al... Read More

July 9, 2019

man with arms folded bad credit to left good credit to right credit tips and trends

Credit 101
Credit Tips and Trends with Experian’s Rod Griffin
Credit.com recently had the opportunity to sit down with Experian... Read More

March 1, 2019

Credit 101
A Parent’s Guide to Teaching High School and College Students About Credit
While many parents consider the financial implications of having ... Read More

November 26, 2018

A collection account can drag down your credit score for several years — but not always.

Credit 101
You May Be Able to Get Collection Accounts Off Your Credit Report Sooner Than You Think
While shopping for a home to buy, Ryan discovered through his cre... Read More

February 7, 2017