Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!


For more personalized credit tips, sign up for a free Credit Report Card.

How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

Credit Tools

View All Credit 101 Posts

Can I Check My Dead Relative’s Credit Reports?
Losing a loved one can be incredibly difficult, particularly if y... Read More

August 18, 2016

4 Things to Do If Your Credit Is Giving You #PhelpsFace
Michael Phelps is one of the greatest swimmers of all time. He ha... Read More

August 9, 2016

4 Credit Score Myths That Are Totally Wrong
We all know that your credit score is really important, so it’s... Read More

July 27, 2016

4 Credit Tips to Keep in Mind as You Plan Your Wedding
Summertime — the perfect time for a beautiful wedding! You’re... Read More

July 21, 2016

Does Getting a Co-Signer Hurt My Credit?
When you don’t have a credit score good enough to get a loa... Read More

July 19, 2016

Is There a ‘Best’ Time to Check My Credit?
You’ve probably heard repeatedly that you should be keeping... Read More

July 11, 2016